Category Archives: Uncategorized
Parking Lot Accidents in New York: Are You Required to File an Accident Report?
It happens in slow motion. You back out of a parking space and hear the unmistakable crunch of metal. Or you return to your vehicle and find a dented door and no note. Maybe two cars collide while navigating a crowded shopping center lot. Parking lot accidents often feel minor. Speeds are low. Damage… Read More »
Parents of Teen Drivers: What You Need to Know About New York Accident Reporting Laws
The phone call every parent dreads usually starts the same way. “Mom… Dad… I was in an accident.” Your heart drops. Questions flood in. Is everyone okay? Was anyone hurt? How bad is the car? What happens next? If your teenage driver has been involved in a motor vehicle accident in New York, your… Read More »
Out-of-State Drivers in New York Accidents: Are You Required to File the MV-104?
If you were visiting New York when a car accident occurred, you may have assumed that reporting requirements would be handled differently because you are not a New York resident. Maybe you were here for business. Maybe you were on vacation. Maybe you were driving a rental vehicle. The crash happens, police respond, insurance… Read More »
Minor Fender Bender? Understanding New York’s $1,000 Damage Threshold
After a minor collision, many drivers breathe a cautious sigh of relief. The vehicles are still drivable. No one appears seriously hurt. The damage looks limited to a bumper scratch or a cracked taillight. It feels like a “small” accident. But in New York, even a minor fender bender can trigger a legal reporting… Read More »
What Information Do You Need to Complete the New York MV-104 Accident Report?
After a car accident in New York, your focus is usually on safety, insurance, and getting your vehicle repaired. Paperwork rarely feels urgent until you realize that state law may require you to file Form MV-104 within just 10 days. Under New York Vehicle and Traffic Law § 605, drivers must submit a written… Read More »
Single-Car Accidents in New York: Do You Still Have to File an MV-104?
It happens in seconds. You lose traction on black ice. A deer darts into the roadway. You misjudge a tight turn and strike a guardrail. No other vehicles are involved. You step out, look around, and feel a wave of relief. No one else was hit. Maybe you’re shaken, maybe the car is damaged,… Read More »
Is a Police Report Enough? Why You May Still Need to File an MV-104 in New York
When a police officer responds to a car accident, most drivers feel a sense of relief. The scene is documented. Statements are taken. An official report is created. It feels complete. So it often comes as a surprise to learn that a police report does not automatically satisfy your personal legal obligation to report… Read More »
Do I Have to File an MV-104 After a Car Accident in New York?
A car accident can leave you shaken, confused, and overwhelmed. Even a minor collision can raise urgent questions: Is everyone okay? How bad is the damage? Do I call my insurance company? Do I need to go to the hospital? And then, often days later, another question surfaces, one that many New York drivers… Read More »
